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See If You Are A Fit
We're experts in taking the stress our of retirement. Reach out and see what Theorem can do for you.
Fit Meeting
25-30 Minutes
In this meeting we will spend time getting to know you and your goals. We will also share more about our firm and answer any questions you have.
Plan Design
After our Discovery Meeting, we will securely request a few important documents from you. These documents, along with what we learned during our first meeting, will help our team put together the most comprehensive plan possible.
Financial Plan Walk Through
60 Minutes
During this meeting, we will deliver the results of your Retirement Assessment. Our analysis will show you exactly what you can do to improve your retirement plan, lower taxes, and optimize your investments.
Frequently Asked Questions
At Theorem our goal is to remove the financial stress and handle the details so you can focus on what matters most. We work with clients on:
- Retirement planning
- Financial planning
- Portfolio management
- Tax planning
- Legacy planning
- Business owner strategies
Client assets are securely held at Charles Schwab, one of the most trusted custodians in the financial industry.
We primarily serve successful business owners over the age of 40 and retirement-focused individuals over the age of 50 who have accumulated at least $1 million in investable assets. That said, if you’re unsure whether you’re a fit – we welcome you to reach out. We’re happy to have a conversation and point you in the right direction.
Our typical client has a minimum of $1 million in portfolio assets, which allows us to deliver a high level of personalized service and strategic planning.
We charge a transparent fee based on a percentage of the investments we manage, fees are automatically deducted directly from the account:
- 0.95% on the first $1,000,000 we manage
- 0.80% between $1,000,000 and $5,000,000
- 0.55% between $5,000,000 and $10,000,000
- 0.45% between $10,000,000 and $25,000,000
- 0.35% between $25,000,000 and $50,000,000
- 0.30% between $50,000,000 and $100,000,000
- 0.25% on amounts above $100,000,000
We don’t earn commissions, kickbacks, or hidden fees of any kind. There is no extra charge for the tax or estate planning advice we provide – it is all part of the service.
Yes.
While your CPA is great at reporting what happened last year, we focus on what’s ahead. Most CPAs aren’t looking at how today’s decisions could impact your future tax bill.
That’s where we come in—by helping you make smarter choices throughout the year to reduce tax liability over time. You (or your CPA) will still file your return, but we’ll guide the strategy behind it.
